Generally, if you were not more than 50 percent at fault in causing your injury, you are entitled to seek liability compensation fro the person(s) at fault (which their insurance typically pays). This "liability"
compensation includes payment for:
- Your physical and emotional pain and suffering.
- Your loss of ability to perform the tasks you could do before the accident.
- Your loss of ability to enjoy the same lifestyle as before the accident.
- Any past or future loss of earnings not paid by No-Fault Insurance.
- Any past or future medical and other accident-related expenses not paid by No-Fault Insurance.
For auto accident cases in Minnesota, in order to obtain "liability" compensation, you eventually must also meet one of these "threshold" requirements:
- $4,000 incurred medical bills, excluding the cost of diagnostic tests;
- 60 days (not necessarily consecutive) of total disability;
- A permanent injury;
- Physical disfigurement (scar).